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A Quick Look at Credit Union of Georgia

Better Banking. Better Benefits.
Better Believe It.

Credit Union of Georgia has proudly provided financial solutions with value, convenience and exceptional service to the community of Northwest Georgia for over 60 years. The Credit Union was established in 1960 to serve the faculty, staff and students of local school systems and institutions of higher learning. With a history of serving educators, Credit Union of Georgia has a passion for education and giving back to our local schools. We are a not-for-profit, member-owned cooperative where members have a direct impact on how the Credit Union operates. Deposits are federally insured up to at least $250,000 by the National Credit Union Administration.

To Join, You’ll Need:

  • Two Forms of Identification: Social Security Card (Potential Members Without a Social Security Card Will Need an Individual Tax Identification Number (ITIN)), Driver’s License or Student ID, Proof of Residency
  • $10 Opening Deposit for Savings
  • $25 Opening Deposit for Checking

Requirements listed are needs for opening a personal account at the Credit Union; for more information on Business Services, please contact the Credit Union directly.

 

Open an Account or Apply for a Loan Within Minutes!

Live + Work..

Bartow, Cherokee, Cobb, Dawson, Douglas, Fannin, Forsyth, Fulton, Gilmer, Lumpkin, Paulding, Pickens, Union.

Seven Convenient Locations Throughout Cobb & Cherokee County!

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Jiles Road Branch

4178 Jiles Road, Bldg 200
Kennesaw | 30144
Smart ATM with Teller Assist

Marietta-3-scaled-1

Marietta Branch

69 South Avenue
Marietta | 30060
Smart ATM with Teller Assist

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Johnson Ferry Branch

1020 Johnson Ferry Road
Marietta | 30068
Drive-Thru Available

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West Cobb Branch

2667 Dallas Highway SW
Marietta | 30064
Smart ATM with Teller Assist

Canton

Canton Branch

140 Riverstone Parkway
Canton | 30114
Drive-Thru Available

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Hickory Flat Branch

2873 E Cherokee Drive
Canton | 30115
Smart ATM with Teller Assist

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Towne Lake Branch

3048 Eagle Drive
Woodstock | 30189
Smart ATM with Teller Assist

For Your Convenience

All Credit Union of Georgia branch locations offer FREE ATM usage to Credit Union of Georgia members. Also, members can use our Credit Union of Georgia ATM in Paulding County at 4075 Charles Hardy Parkway in Dallas.

Checking Accounts

 

High Interest Checking +*

High Interest Checking+ is so much more than just a regular checking account. It offers a variety of benefits providing members with a rewarding banking experience. This checking account offers a competitive interest rate on balances up to $25,000 along with offering unlimited ATM fee refunds at non-Credit Union of Georgia ATMs; early paycheck access, which allows members to receive their paycheck deposit up to two days earlier than traditional banking processes; a complimentary box of checks upon account opening; and a complimentary visit with our financial advisor for personalized financial guidance. To take advantage of these exciting benefits, members need to meet the following monthly requirements: have at least one direct deposit posted to their account, maintain an average daily balance of $2,500 or greater, have 15 or greater debit card transactions totaling $500 or greater posted to their account, and be at least 18 years old.

 

Free Checking*

Let’s keep it simple with your day-to-day banking needs with Free Checking! Free Checking is just that…FREE! With this checking account, members have no direct deposit requirements; no debit card transaction requirements; no monthly service charges; early paycheck access, which allows members to receive their paycheck deposit up to two days earlier than traditional banking processes; and a complimentary visit with our financial advisor for personalized financial guidance. The only
requirement on this account is that members must be 18 years of age or older.

 

Youth Free Checking*

Free Youth Checking is a special account for teens who are just getting started. This checking account offers truly free checking to teens ages 13 – 17 and offers no requirements, no monthly service charges and early paycheck access, which allows members to receive their paycheck deposit up to two days earlier than traditional
banking processes.

Savings Accounts

No Monthly Fee (Minimum $10 Balance Required), Health Savings Accounts (HSAs), Money Market Accounts, Share Certificates, Cuga Kid’s Club Program, Christmas & Vacation Club Accounts, Educational, Roth & Traditional IRA Accounts

 

Loans

New & Used Auto Loans, Visa Credit Cards, RV/Boat/ATV/Jet Ski/ Travel Trailer Loans, Mortgages/Home Equity/Land/Lot Loans, Personal Loans & True Lines of Credit, Student Loans & Parent Loans

 

Business Services

Extensive Digital eServices, Comprehensive Checking Solutions for The Following:, Small to Large Businesses, Non-Profits, Schools, Sponsor Organizations, Complete Commercial Lending Solutions Including:, Credit Cards, Lines of Credit, Real Estate & Term Loans, Savings Options, Short & Long – Term Opportunities, Personalized, Individual Service

Have You Heard About Shared Branching?

The CO-OP® Shared Branch Network allows credit union members to conduct their business free of charge at participating branch locations as if they were at a Credit Union of Georgia branch. Convenience is better.

Click Here to find a Credit Union location near you!

Contact Us!

Business Lending

678-486-1111, Option 5

Card Services

678-486-1111, Option 3

Financial Planning

678-486-1111, Option 7

Member Audio Response System (24/7 Telephone Banking)

678-486-1111, Option 1

Member Services Call Center

678-486-1111, Option 0
Monday - Friday 7AM-7PM
Saturday 9AM-1PM

Mortgage Services

678-486-1111, Option 4

  • *A nominal fee may apply on this account. For more details, please visit www.CUofGA.org/checking.

    **If you receive a loan rate discount, the Annual Percentage Rate (APR) on your loan(s) may increase during the term of the transaction if you close your CU Rewards + Interest Checking Account. At that time, the rate will increase by 0.25%. The increase in the rate will result in higher payments for the same term. If you receive a premium CD rate, the Annual Percentage Rate (APR) on your CD may decrease during the term of the transaction if you close your CU Rewards + Interest Checking Account. The decrease in the APR will result in lower dividends for the same term. Loan rate discounts do not apply to Visa Credit Cards, 1st Mortgage Loans, Home Equity Loans or any Line of Credit loan.