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Holiday Skip A Pay

Take a Break from Your Loan Payment this Summer

When vaca vibes are on the horizon, free up your budget and skip a loan payment with Skip A Pay. If you qualify, you can skip one monthly payment on your Credit Union of Georgia loans and for a limited time only, we are reducing the convenience fee to only $20 for each eligible loan you skip!

Skipping a Loan Payment is Easy!

  • Log-in to your Online Banking or the Mobile App
  • Select Loans > Skip A Payment
  • Select the loan(s) you would like to skip
  • Select the account you’d like the $20 fee withdrawn from
  • Check I Agree to the Terms & Conditions
  • Select Continue
  • It’s That Easy!

You can also skip your next loan payment by completing the Skip a Pay Form, calling 678-486-1111 or visiting any branch location.

  • *A $20 convenience fee will be deducted from the members account once the Skip a Pay is approved. Loans must be current at the time the Skip a Pay form is received or the request will not be processed. Home Equity, Home Equity Lines of Credit, Student Loans, Real Estate and Visa Credit Cards are not eligible for the Skip a Pay promotion. By submitting the Skip a Pay request, you understand that this option extends the current balance of your loan(s) requested by the amount of the payment skipped and that interest will accrue on the balance of the loan. You also understand that if your loan is covered by a Guaranteed Asset Protection (GAP) policy that skipping more than two (2) payments over the term of the loan may result in a deficiency balance. Certain restrictions may apply. By submitting a Skip a Pay request through Online Banking, you are requesting Credit Union of Georgia to advance the due date on your loan equal to one months payment on each of the eligible loans you have listed.

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Rates effective as of: November 9, 2024

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