Vehicle Loan Rates
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the vehicle, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**Rates advertised include a .25% rate deduction when member opens and/or maintains a CU Rewards + Interest Checking Account. Member will receive the promotional rate as long as CU Rewards + Interest Checking Account in open.
| Loan Length | APR* | Estimated Monthly Payment Per $1,000 |
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the vehicle, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**Rates advertised include a .25% rate deduction when member opens and/or maintains a CU Rewards + Interest Checking Account. Member will receive the promotional rate as long as CU Rewards + Interest Checking Account in open.
| Loan Length | APR* | Estimated Monthly Payment Per $1,000 |
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**Rates advertised include a 1% rate reduction when a member puts 30% down, or a member can choose a .50% rate reduction when they put 20% down. Down payment can be cash or trade equity.
***Rates advertised include a .25% rate deduction when member opens and/or maintains a CU Rewards + Interest Checking Account. Member will receive the promotional rate as long as CU Rewards + Interest Checking Account is open.
***Members are able to use both discounts, if qualified. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, terms, and conditions are subject to change without further notice. Members will receive the promotional rate for the life of the loan unless they close their CU Rewards + Interest Checking Account. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms, and conditions.
| Loan Length | APR* | Estimated Monthly Payment Per $1,000 |
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**Rates advertised include a .25% rate deduction when member opens and/or maintains a CU Rewards + Interest Checking Account. Member will receive the promotional rate as long as CU Rewards + Interest Checking Account in open.
| Loan Length | APR* | Estimated Monthly Payment Per $1,000 |
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**Rates advertised include a 1% rate reduction when a member puts 30% down, or a member can choose a .50% rate reduction when they put 20% down. Down payment can be cash or trade equity.
***Rates advertised include a .25% rate deduction when member opens and/or maintains a CU Rewards + Interest Checking Account. Member will receive the promotional rate as long as CU Rewards + Interest Checking Account is open.
****Members are able to use both discounts, if qualified. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, terms, and conditions are subject to change without further notice. Members will receive the promotional rate for the life of the loan unless they close their CU Rewards + Interest Checking Account. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms, and conditions.
Vehicle Loans Calculator
Monthly Payment
Home Loan Rates
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
| Loan Length | APR* | Estimated Monthly Payment Per $1,000 |
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
| Loan Length | APR* | Estimated Monthly Payment Per $1,000 |
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
| Loan Length | APR* | Estimated Monthly Payment Per $1,000 |
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
| Type of Loan | APR* | Estimated Monthly Payment Per $1,000 |
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**HELOC and TLOC are adjustable-rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 8.50% as of 07/27/2023.
***Loan to Value.
HELOCs require a minimum of $100 payment per month for up to 180 months.
| Type of Loan | APR* | Estimated Monthly Payment Per $1,000 |
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
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Visit any branch location or contact us at Mortgages@CUofGA.org or 678-486-1111 for Today’s Current Rates. |
Home Loans Calculator
Monthly Payment
Personal Loan Rates
| Loan Length | APR* | Estimated Monthly Payment Per $1,000 |
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions. **Rates advertised include a .25% rate deduction when member sets up auto pay from their Credit Union of Georgia Checking Account. Member will receive the promotional rate as long as auto pay is maintained from the members Checking Account.
| Loan Length | APR* | Estimated Monthly Payment Per $1,000 |
|---|---|---|
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**HELOC and TLOC are adjustable rate loans with the rate being based on the WSJ Prime Rate.
The WSJ Prime Rate is currently 8.50% as of 07/27/2023.
| Loan Length | APR* | Estimated Monthly Payment Per $1,000 |
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Rates effective as of: November 9, 2024
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions. **Rates advertised include a .25% rate deduction when member sets up auto pay from their Credit Union of Georgia Checking Account. Member will receive the promotional rate as long as auto pay is maintained from the members Checking Account.
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Rates effective as of: November 9, 2024
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