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True Line of Credit

The whatever, whenever loan

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Rates As Low As 13.99%** APR*

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Monthly Payment

Loan Amount
$
Rate
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Term (Months)
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Money when you need it

What do you want in a loan? We're guessing no fees, fast approval and a reasonable rate. A True Line of Credit (TLOC) is a great way to access flexible money for upcoming projects. It is also perfect for emergencies and unexpected expenses. A TLOC works similar to a credit card, in that you have money available to you as you need it. You are only charged interest on the amount you use.

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Application Type

Apply Online

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Loan Type

Variable Rate

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Credit Type

Revolving Credit

How it works

Apply Today

Apply online and have access to a revolving line of credit whenever you need it.

Use It When You Need It

We have competitive interest rates. Plus, you’ll only actually pay interest on the money you use.

Been with CUofGA for years. Always satisfied.

— Sherrbabe S.

Easy to apply, easy to manage

Once you're approved, you can access your credit line and make payments whenever via Online Banking.

Start Application

  • Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, terms and conditions are subject to change without further notice. Visit www.CUofGA.org or contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.

Rates

True Line of Credit Rates

Rates effective as of: November 9, 2024

*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**HELOC and TLOC are adjustable rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 8.50% as of 07/27/2023.

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Rates effective as of: November 9, 2024

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