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Homeowners Insurance: 100
Mortgage Insurance: 167
Why Credit Union of Georgia?
Expect the Best
Personal Service
Flexible Terms
From 7 to 30 years
Lower Your Rate
Refinancing Available
We know there are people behind every application
Get a brand new space to call home or refinance your current space with terms and rates that work for your budget. Plus, have the option for a cash-out refinance.
Manage Your Mortgage
Make a Payment
View Transactions
& More
An easy, convenient way to pay.
Relocal Move
Trustworthy Realtors.
Generous Rebates.
Unmatched Mortgage Experience.
Purchasing or Selling?
Receive 20% Cash Back
Your Home Loan Specialists
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1
Find the Perfect Home
Something great is waiting for you. Take your time and explore your options.
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2
Secure Your Mortgage
Complete your application, from start to finish, completely online. Contact our mortgage experts if you need assistance.
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3
Make Simple Online Payments
Enjoy your new home. Make mortgage payments and track the status of your loan through online banking
Highly recommended this credit union. Excellent customer service.
Experience the Difference of a Credit Union Mortgage
Contact our Mortgage Experts Today at Mortgages@CUofGA.org or 678-486-1111.
- No Intangible Tax- Saving You $3 per $1,000 Financed
- No Cost Pre-Approvals
- Same Day Approvals
- Speak to an Experienced Loan Officer Anytime, at Your Convenience
- Smooth Closings at Your Preferred Branch
- Yo Hablo Español
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Closing cost fees apply. Qualification is based on an assessment of membership eligibility, individual creditworthiness, value of property and our underwriting standards. Program, terms, conditions and rates are subject to change without further notice. Loans are subject to credit review and approval. Members are required to have a minimum of a $10 Share Account. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, , 678-486-1111, NMLS ID# 571306.
Advanced Options
Property Tax Rate
The tax that you are required to pay as a property owner levied by the city or municipality. Lookup your county rate or state average rate for a more accurate calculation.
Homeowners Insurance (Monthly)
The standard insurance policy that covers damage to your property and the things you keep in it. The average annual homeowners insurance premium is around $1,200.
HOA Fees (Monthly)
These are dues that are used by a homeowners association toward maintenance of common areas used by all homeowners in a housing development or complex.
Private Mortgage Insurance Rate
The premium for the insurance policy for FHA loans and conventional mortgages if your down payment is less than 20%. PMI typically costs between 0.5% to 1% of the entire loan amount on an annual basis. Only calculated if down payment is less than 20% of mortgage amount.
Disclosure
This calculation represents an estimate. Calculation does not factor credit score. Default input values are estimates.
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Rates effective as of: January 17, 2025
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