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Home Equity Loans

Put your home to work

A smarter way to pay

One of our home equity loans gives you better rates than most other lending options. Use one to jazz up your own home, transform credit card debt into something much more manageable or even cover pricey education costs.

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Applications

Apply Online

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Loan Type

Fixed Rate

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Fees

No Application Fees

Here’s what you need to apply

- Current pay stub or 2 years of tax returns
- Warranty deed showing legal description
- Homeowners insurance
- Document showing current balance of mortgage
- If you’re refinancing: payoff statement

Here’s what to expect

  • 1

    Apply Online

    Have your documents handy. Feel free to call or stop by a branch if you need help with the process.

  • 2

    Get Your Money

    You’ll get your money in a lump sum. Use it to make home improvements, pay off debt, or for something else.

  • 3

    Make Online Payments

    Never miss a deadline with our easy tools. Set up automatic payments with Online Banking and sleep in peace.

Without a doubt this had to be one of the easiest of loan transactions.

— Denny W.

The rates might surprise you

You can apply completely online. Let us know if you need help with your application.

  • Closing cost fees apply. Qualification is based on an assessment of membership eligibility, individual creditworthiness, value of property and our underwriting standards. Program, terms, conditions and rates are subject to change without further notice. Loans are subject to credit review and approval. Members are required to have a minimum of a $10 Share Account. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, 678-486-1111, NMLS ID# 571306.