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Savings Account

Certificate of Deposit

A True Savings Powerhouse

Get our very highest interest rates, guaranteed. A Certificate of Deposit (CD) is a safe, easy way to start investing. All you need to do is leave your money in the account for a set amount of time, or "term".

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Earn Dividends

Tiered Returns

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Minimum Deposit

$500

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Flexible Terms

6 to 60 Months

A simple, straightforward mobile banking experience

View accounts, transfer money, pay bills, and deposit checks. Complete simple banking tasks in 60 seconds.

Account Features

Start with $500

Open a CD with $500 or more.

Choose a Term

Choose a term ranging from 6 months to 5 years.

Keep Pushing Your Limits

Bigger balances and longer terms earn better rates.

Rates As High As 5.00% APY*

Final Balance

Contributions:     |    Earnings: 
Initial Deposit
$
Interest Rate
%
$
Term (Months)

Here’s how it works

  • 1

    Open an Account

    Open a savings account, completely online, and fund it with just a $10 deposit. We can transfer money from your checking.

  • 2

    Earn Interest

    Get paid dividends on the money you save. Set up automatic transfers to grow your savings faster!

  • 3

    Hit Financial Goals

    Set aside your emergency fund. Save for a big purchase. Feel confident in your financial game plan.

I've lived in the Atlanta area for over 30 years and have not found a better bank than CUofGA!

— Gary F.

  • *All Savings and Money Market accounts are limited to six (6) withdrawals per month including withdrawals made by check and Visa Debit Card, through Online Banking, electronic or via ACH, by phone and in person. All withdrawals exceeding six (6) in a month will be assessed a $5.00 fee per withdrawal.