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Checking Accounts

High Interest Checking+

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So Much More Than Just
A Regular Checking Account.

Experience the difference with our High Interest Checking+ account, designed to offer a variety of benefits that provide a rewarding banking experience. Enjoy higher interest rates and additional perks that make managing your finances more beneficial and convenient.

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Earn More

3% APY* on Balances up to $25,000

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Monthly Fee

No Fee

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Access to Your Direct Deposit

Up to 2 Days Early

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Access When You Need It

Unlimited Non-CUofGA ATM Fee Refunds*

Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches

Find a branch or ATM

A simple, straightforward mobile banking experience

View accounts, transfer money, pay bills, and deposit checks. Complete simple banking tasks in 60 seconds.

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Account Features

Competitive Interest Rates*

Receive a return of 3% APY* on balances up to $25,000.

Unlimited ATM Fee Refunds*

Receive unlimited fee refunds at non-Credit Union of Georgia ATMs.

Free Checks*

Receive a complimentary box of checks upon account opening.

Early Direct Deposit Access

Receive your Direct Deposit up to two days earlier than traditional banking processes.

Financial Advising

A complimentary visit with our financial advisor for personalized financial guidance.

Account Alerts

Receive alerts via email or text when payments are due or balances fall below the limit you specify.

Digital Wallet

Load your Visa Debit Card to your Apple®, Samsung®, or Google Wallet®.

Card Central Access

Manage travel notes, payment options, fraud and more on your Debit Card all from Digital Banking.

Overdraft Protection

Finding yourself short on funds can be scary. To make it easier, qualifying accounts are eligible for overdraft protection with Courtesy Pay.

Here’s how it works

  • 1

    Open an Account

    Open the perfect checking account, completely online, with just a $25 deposit. No minimum balances after that.

  • 2

    Set Up Digital Banking

    Set up online banking and start receiving eStatements. Connect with your finances in just a few clicks or taps.

  • 3

    Enjoy a New Way to Bank

    Money doesn’t have to be complicated. We’ve spent years perfecting our accounts, digital resources and service so that it’s not.

I've lived in the Atlanta area for over 30 years and have not found a better bank than CUofGA!

— Gary F.

  • *To qualify for premium dividends on the first $25,000 and to have ATM fees refunded at month end from usage at non-Credit Union of Georgia ATMs, members need to meet the following monthly requirements: have one direct deposit credited to their account, maintain an average daily balance of $2,500 or greater, have 15 or greater debit card transactions totaling $500 or greater posted to their account, and be at least 18 years old.

Get the App

Download the iPhone App

Download the Android App

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Rates effective as of: January 17, 2025

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