Checking Accounts

Free Checking

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Keep It Simple With Your Day-To-Day Banking Needs with Free Checking!

Simplify your daily banking with our easy peasy Free Checking account. Designed to meet your everyday financial needs, our Free Checking account offers a straightforward, cost-effective solution to manage your money.

Monthly Fee

No Fee

Access to Your Direct Deposit

Up to 2 Days Early

Online Banking

Absolutely

Account Open to Members

Age 18 & Up

Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches

Find a branch or ATM

A simple, straightforward mobile banking experience

View accounts, transfer money, pay bills, and deposit checks. Complete simple banking tasks in 60 seconds.

Get the App

Account Features

Early Direct Deposit Access

Receive your Direct Deposit up to two days earlier than traditional banking processes

Account Alerts

Receive alerts via email or text when payments are due or balances fall below the limit you specify.

Digital Wallet

Load your free Visa Debit Card to your Apple®, Samsung®, or Google Wallet®.

Online Access

With our secure and user-friendly digital platform, you can manage your finances effortlessly, whether you’re at home or on the go

Overdraft Protection

Finding yourself short on funds can be scary. To make it easier, qualifying accounts are eligible for overdraft protection with Courtesy Pay.

Card Central Access

Manage travel notes, payment options, fraud and more on your Debit Card all from Digital Banking.

Here’s how it works

1
Open an Account

Open the perfect checking account, completely online, with just a $25 deposit. No minimum balances after that.
2
Set Up Digital Banking

Set up online banking and start receiving eStatements. Connect with your finances in just a few clicks or taps.
3
Enjoy a New Way to Bank

Money doesn’t have to be complicated. We’ve spent years perfecting our accounts, digital resources and service so that it’s not.

We have been banking with CUofGA for a number of years now and have been very pleased with the level of customer service.

— Ceil R.

*To qualify for premium dividends on the first $25,000 and to have ATM fees refunded at month end from usage at non-Credit Union of Georgia ATMs, members need to meet the following monthly requirements: have one direct deposit credited to their account, maintain an average daily balance of $2,500 or greater, have 15 or greater debit card transactions totaling $500 or greater posted to their account, and be at least 18 years old.

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Rates effective as of: November 9, 2024

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