Fee Schedule

Savings with 12 Months of Inactivity
(Waived if $250 or Greater Aggregate Balance or a Loan Relationship)⁴

$5.00 per month

Conduct regular transactions throughout the year or keep an aggregate balance over $250 or loan relationship.

Savings Excessive Withdrawal Fees⁴

$5.00 per item after 6 transactions per month

Use your Checking Account for all your regular and ongoing transactions. Make less frequent but larger withdrawals from your Savings Account.

Non-Sufficient Funds (NSF)^1,2

$25 per presentment

Credit Union of Georgia offers online banking that allows you to monitor your balances 24/7. Within online banking, you can also set daily balance and high/low balance alerts.

Money Market Minimum Balance Fee if $2,500 Not Met

$5.00 per month

Make sure your Money Market Account stays at or above $2,500. You can sign up for daily balance alerts inside online banking to ensure your balance stays above the threshold.

Money Market Excessive Withdrawal Fee

$5.00 after 6 transactions per month

Use your Checking Account for all your regular and ongoing transactions. Make less frequent but larger withdrawals from your Money Market Account.

CU Rewards + Interest Monthly Service Charge

$5.95

Have an average balance of $5,000 or $50,000 combined deposit and loan balance per individual membership.

CU Rewards Monthly Service Charge

$4.95

You cannot avoid this fee, but you can reduce it by $2.00 if you are under 18-years old or over 65-years old.

CU Simply Checking Monthly Service Charge

$10.00

Courtesy Pay¹

$25.00 per presentment

Credit Union of Georgia offers online banking that allows you to monitor your balances 24/7. To avoid negative balances you can also set up Overdraft Auto Transfer from your savings to your checking, and/or set up daily balance and high/low balance alerts within online banking.

Deposit Return Item

$25.00

Non-Sufficient Funds (NSF)^1,2

$25 per presentment

Credit Union of Georgia offers online banking that allows you to monitor your balances 24/7. To avoid negative balances you can also set up Overdraft Auto Transfer from your savings to your checking, and/or set up daily balance and high/low balance alerts within online banking.

Stop Payment

$25.00

Overdraft Auto Transfer

$5.00

Credit Union of Georgia offers online banking that allows you to monitor your balances 24/7. Within online banking, you can also set daily balance and high/low balance alerts.

Checking with 6-Months of Inactivity
(Waived if $250 or Greater Aggregate Balance or a Loan Relationship)

$5.00

Maintain a balance over $250 or make regular transactions throughout the year.

X-Small (3X5)

$35.00

Small (3X10)

$55.00

Medium (5X10)

$75.00

Large (10X10)

$110.00

Safe Deposit Box Drilling Fee

$250.00

Missed Appointment for Drilling

$100.00

Account Research/Reconciliation Fee

$35.00 per hour

Paper Statement Mailed

$2.00 per month

Credit Union of Georgia offers free eStatements. All you need to do is let us know you no longer want to receive a paper statement.

Statement/Item Copy

$5.00 per item

Credit Union of Georgia offers free online Banking that allows you to view your statements and check copies from the past 24-months.

Item/Foreign Item Collection

$30.00

Money Order

$5.00

Certified Check

$5.00

Out of Network (OON) ATM Usage

$2.00 per transaction

As a Credit Union of Georgia member you have access to over 30,000 Surcharge-Free ATM's across the country. Download our mobile banking app to visit our locations page and find the nearest SurchargeFree ATM

Domestic Wire Transfer (Incoming/Outgoing)

$20.00

We offer other options to move your money including Member-ToMember Transfer, Person-To-Person Transfer, and ACH Transfer

International Wire Transfer (Incoming/Outgoing

$50.00

Return Mail/Bad Address

$5.00

Credit Union of Georgia offers free online banking that allows you to keep all your contact information up-to-date.

Legal Processing

$50.00

Debit/Credit Card Payments by Phone

$12.50 or 3% of Payment Amount (Whichever is Greater)

Credit Union of Georgia offers free ACH payments within online banking.

Debit Card Payments Online

$4.95

Credit Union of Georgia offers free ACH payments within online banking.

Foreign Currency Exchange

$20.00 per order

Account Closed within 90-Days Fee

$5 if account is closed within 90-Days of opening.
Account cannot be reopened within 90-Days of closing.

Maintain your account for over 90-days and take advantage of all the products and services Credit Union of Georgia has to offer.

Plastic Card Replacement

$10.00

Plastic Card Replacement (Rush)

$50.00

Visa International Service Assessment on International Card Transaction³

1% of Transaction Amount