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Deposit Secured Loans

Build or rebuild credit

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Rates As Low As 4.94% APR*

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Your journey to great credit starts here

We know building credit can be confusing. You need a good credit score to get a loan, but you need a loan to build a good credit score! We designed our Deposit Secured Loans to give you a place to start.

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Easy to Repay

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Rates

Lower Rates

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Loan Type

Secured

Without a doubt this had to be one of the easiest of loan transactions.

— Denny W.

Backed by the power of your savings

It's easy to get approved for this loan. All you need is a savings account to back it up. Got more savings? You can take out a bigger loan.

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Rates

Deposit Secured Rates

Rates effective as of: January 18, 2025

*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions. **Rates advertised include a .25% rate deduction when member sets up auto pay from their Credit Union of Georgia Checking Account. Member will receive the promotional rate as long as auto pay is maintained from the members Checking Account.

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Rates effective as of: January 18, 2025

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